“Very thankful for everything they did for us. Always responsive, reassured us every step of the way and obtained a great result.”
Miguel Orellana
✦ Certified Specialist in Workers’ Compensation Law, certified by the State Bar of California, Board of Legal Specialization ✦
By Eman Yazdchi, Esq. · Certified Specialist in Workers' Compensation Law, State Bar of California Board of Legal Specialization · Cal Bar #285231
(a) For injuries occurring prior to January 1, 1992, if the injury causes permanent disability, the percentage of disability to total disability shall be determined, and the disability payment computed and allowed, according to paragraph (1). However, in no event shall the disability payment allowed be less than the disability payment computed according to paragraph (2).
Section 4658 converts the permanent disability rating percentage into a specific weekly payment amount and a set number of weeks, the schedule that defines the total award structure.
Section 4658 is California's rule that converts a permanent disability rating percentage into a specific weekly payment amount, the payment schedule that tells the worker exactly how many weeks of indemnity the rating produces and at what dollar rate. The schedule controls the final award structure. Certified Specialist Eman Yazdchi (California Board of Legal Specialization, State Bar of California) audits every PD payment schedule calculation on every file in the practice.
California Labor Code §4658 establishes the California permanent disability payment schedule, a weekly PD indemnity rate combined with a statutory table of weeks payable at each PD percentage. The §4658 California rule is the mechanical conversion: once the California Labor Code §4660, California's permanent disability rating method based on AMA Guides whole-person impairment, permanent disability rating is fixed, §4658 produces the dollar amount and the payment duration. PD payments under §4658 begin once temporary disability ends, under the California Labor Code §4650, California's 14-day payment-timing rule with 10% late-payment increase, California 14-day payment-timing rule, and continue weekly until the scheduled weeks are exhausted (with the California Labor Code §4659, California's life pension for ratings of 70% or higher, life pension extending beyond for high-PD workers). The §4658 California rate floor and ceiling are anchored by the SAWW-indexed brackets, and §4658(d) layers a 15% adjustment when the employer fails to make a §4658(d)(1) bona fide offer of regular, modified, or alternative work within 60 days of P&S.
Payment amount and week count both increase at defined breakpoints as the rating rises, a small percentage change near a breakpoint changes the award value significantly.
Under California Labor Code §4658, the California PD weeks-payable schedule increases with the PD rating. A California worker rated low PD (under 10%) receives a small number of scheduled weeks; a worker rated mid PD (30-50%) receives several years of weekly payments; a worker rated high PD (70-99%) receives many years on the schedule, after which California Labor Code §4659 life pension takes over. The §4658 California schedule structure recognizes that more disabling injuries require longer wage replacement; the actual week counts are set by the date-of-injury §4658 California statute in effect at the time.
Workers with a PD rating above 70% qualify for a life pension at a separate payment rate in addition to the standard schedule payments from the award.
Under California Labor Code §4658, the California PD weekly indemnity rate is fixed by the date of injury and the worker's average weekly earnings, subject to a statutory PD-rate maximum and minimum. The §4658 California PD weekly indemnity is lower than the California Labor Code §4653 TD rate, it represents a different benefit (compensation for permanent impairment rather than wage-replacement during recovery). The §4658 California PD weekly rate that applies is set as of the date of injury; the maximum and minimum amounts in §4658 are different from the §4653 TD maximum and minimum even though both adjust over time.
The schedule operates alongside the apportionment rule, any apportionment to non-industrial causes reduces the rating before the schedule is applied, cutting the award dollar-for-dollar.
Under California Labor Code §4660 (PD rating method) and California Labor Code §4658 (PD payment schedule), the §4658 California payment depends entirely on the §4660 California rating result. The California Labor Code §4660 rating combines AMA Guides Fifth Edition whole-person impairment with the worker's age, occupation, and diminished future earning capacity (DFEC) factor to produce a final California PD percentage. That percentage is then dropped into the §4658 California weeks-payable schedule, multiplied by the §4658 California weekly indemnity rate, to produce the total PD award in dollars. The §4660 California rating is upstream of the §4658 California payment.
The schedule is date-of-injury specific, the correct version must be applied for the year of injury, and carriers sometimes apply the wrong year's schedule to reduce the award.
Under California Labor Code §4663 (apportionment) and California Labor Code §4659 (life pension), the §4658 California PD payment can be reduced or extended at both ends. California Labor Code §4663 California apportionment reduces the final PD rating that feeds into the §4658 schedule, 25% non-industrial apportionment reduces a §4660 California 80% rating to 60% before §4658 calculates dollars. At the high end, when the post-apportionment §4660 rating is 70-99%, California Labor Code §4659 California life pension kicks in after the §4658 California scheduled weeks are exhausted and pays for life.
Related on yazdchilaw.com: California workers' comp settlement pillar · California Labor Code §4061.1 explained · California Labor Code §4663 (apportionment) · What happens at a mandatory settlement conference in california workers comp.
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